Friday, February 25, 2011

February 2011 Newsletter

What is an ice Dam?

Every year we get questions about water seeping in at the roof line and as a result, we have the same conversation a number of times. The conversation usually involves the explanation of what an ice dam is and how one forms. So I thought it might be useful for people to see how an ice dam actually forms and why it is so important to get a roof rake and remove the snow from your roof. Here is a great picture of what an ice dam is:

The one thing this picture is missing is the gutter at the bottom of the roof that is usually the cause of the snow and ice backing up and freezing in the first place. Hopefully the ice dams are behind us this winter, but if you experience any damage please give us a call to start your claim.

I don't need flood insurance, do I?

This is the other question we start getting right around this time of year. With all of the snow melting and the potential for some heavy rains coming in at the same time flooding can be a major problem. While home insurance policies can have coverage for sewer backup or sump pump overflow, there is no coverage for floods. The only place to buy flood coverage is through the national flood program offered by the federal government. The coverage is only for the first floor and above(personal property in basements is not covered) and the premium varies on whether you are in a flood zone or not. The good news is that if you are not in a flood zone the premium is pretty inexpensive, unfortunately if you are in a flood zone the premiums can get pretty crazy. Most mortgage companies will tell you if flood insurance is required when you buy your home, but it may be worth a phone call and free quote if you have never explored it. At the rate Wisconsin is going we will probably have another 100 year flood this year!

Last chance for FREE INSURANCE!

Last month I mentioned our contest for the month of February, where prospects could win free insurance for up to a year! The contest ends on Feb. 28, 2011 so let people know asap. You can get all of the details on www.insuringchampions.com

Super Bowl Trivia

Like most people in Wisconsin I watched with great joy as the Packer's won their 4th Super Bowl recently. I love sports and have been a Packer fan my whole life so it was pretty sweet to go from almost not making the playoffs to winning the whole thing! One interesting item I learned from the non-stop coverage leading up to the big game was a bit of team history. So I thought I would ask everyone a trivia question and the first 3 people to respond with the correct answer will win a G2 Insurance gift pack. Here is the question:

What does the "G" on the Green Bay Packer's helmet stand for?